Last updated: September 14, 2026
Terms of Service
Thank you for your interest in exopay! These Terms of Service (“Terms”) govern your access to and use of the exopay waitlist website located at myexopay.netlify.app (and any successor domains, including myexopay.com) (together, the “Site”), operated by ExoAI Technologies, Inc. (“ExoAI,” “we,” “us,” or “our”), and the username reservation service offered through the Site (collectively, the “Service”). By accessing, browsing, or otherwise using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms, please do not use the Service.
We may revise these Terms from time to time. When we do, we will post the updated Terms on this page and update the “Last updated” date above. Your continued use of the Service after any revision constitutes your acceptance of the revised Terms.
1. The Service
The Service currently consists of a waitlist that lets you reserve an exopay username ahead of launch. When you join the waitlist, you provide a username and either an email address or a phone number. We will use that contact information to verify your reservation and to notify you about the exopay launch and related updates.
The exopay product itself has not launched. Joining the waitlist does not create an exopay account, does not give you access to any financial product or service, and does not guarantee that any particular feature will be available at launch.
2. Username reservations
Usernames are reserved on a first-come, first-served basis and must be between 3 and 30 characters, using lowercase letters, numbers, dots, and underscores. In addition:
- You may be asked to verify your email address before your reservation is confirmed. Unverified reservations may be released after reasonable notice.
- You may not reserve usernames to impersonate another person or brand, or for the purpose of selling, hoarding, or squatting on names.
- We reserve the right to refuse, reclaim, or reassign any username that violates these Terms, infringes third-party rights, or is otherwise objectionable in our reasonable judgment.
- A reserved username is not property and confers no ownership rights; it is a reservation within the Service only.
3. Eligibility
You must be at least 13 years old (or the age of majority in your jurisdiction, if higher) to use the Service. By using the Service, you represent that you meet this requirement.
4. Acceptable use
You agree not to use the Service to:
- Violate any applicable local, national, or international law or regulation;
- Submit false, misleading, or inaccurate information, including someone else's contact details;
- Attempt to reserve the same username repeatedly through automated means, or interfere with other users' reservations;
- Harvest or collect contact information of other users for unsolicited communications;
- Introduce viruses, malware, or other malicious or technologically harmful material;
- Use data mining, robots, scraping, or similar methods to gather data from the Service;
- Interfere with or disrupt the Service or its servers or networks; or
- Use the Service in any way not expressly permitted by these Terms.
5. Communications
By joining the waitlist, you agree that we may contact you at the email address or phone number you provided with verification messages, launch notifications, and updates about exopay. You may opt out of marketing communications at any time by following the unsubscribe instructions in our messages; service-related messages (such as verification) may still be sent while your reservation is active.
6. Intellectual property
The Site, its “look and feel,” and all content, software, and technology underlying the Service are the exclusive property of ExoAI, its affiliates, and its licensors. The exopay and ExoAI names, logos, and trademarks may not be used without our prior written permission. Any feedback or suggestions you provide about the Service is non-confidential, and we may use it freely without compensation to you.
7. Third-party services
The Service may rely on or link to third-party services (such as hosting, storage, and email delivery providers). We are not responsible for third-party services, and your use of them may be subject to their own terms and privacy policies.
8. Disclaimers
YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
ExoAI is building a financial technology product and is not a bank, broker, or financial advisor. Nothing on the Site constitutes financial, investment, or tax advice. We make no warranty that the Service will be uninterrupted, timely, secure, or error-free, or that a reserved username will remain available indefinitely.
9. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EXOAI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR FOR LOSS OF PROFITS, GOODWILL, USE, OR DATA, ARISING FROM YOUR USE OF (OR INABILITY TO USE) THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED ONE HUNDRED UNITED STATES DOLLARS ($100).
10. Indemnification
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless ExoAI and its officers, directors, employees, service providers, and agents from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of another.
11. Governing law
These Terms are governed by the laws of the District of Columbia, United States, without regard to its conflict-of-law provisions. You submit to the personal and exclusive jurisdiction of the state and federal courts located within the District of Columbia for any disputes arising out of or relating to these Terms or the Service.
12. General
These Terms constitute the entire agreement between you and ExoAI regarding the Service. If any provision is found invalid, the remaining provisions remain in full force. Our failure to enforce any provision is not a waiver of it. Any claim arising out of these Terms must be filed within one (1) year after it arose. You may not assign these Terms without our prior written consent; we may assign them without restriction.
13. Contact us
Questions about these Terms? Contact us at hello@myexopay.com.
© 2026 ExoAI Technologies, Inc. All rights reserved.